A self-build in Spain runs on staged mortgage payments, two town-hall taxes and a ten-year structural guarantee.
Spain
For €9.02 plus VAT, Spain's registry names the owner and lists every charge, usually within two hours.
The Canary Islands has asked Madrid to let it require ten years of residence before anyone buys a home there.
Spain's 10% VAT on holiday lets returns on 1 December 2026, and owners must file quarterly returns from January.
Foreign buyers cut Spanish home purchases 13% in the first half of 2026 while paying record prices.
Spain's rent index hit a record 2.54% for September, but a 2% ceiling still caps most annual rent increases.
From the 2026 tax year Spain's Modelo 210 window shifts from January to April, and the form asks for more detail.
Spain's home sales rose 1.3 per cent in August as mortgage lending held up, but the registrars call it no trend change.
Spain's Congress rejected both housing decrees on 2 October, killing rent caps, tourist-let VAT and tenant protections.
From 3 October, selling or renting a home in Catalonia means handing over a certificate on whether it holds asbestos.
Sanchez has called a snap election for 29 November, putting the housing crisis at the centre of the campaign.
Spain's cabinet approved two housing decrees. Here is what agents should tell owners, tenants and buyers.